The CAS Operating System

Speed up close. Scale advisory. Powered by AI.

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CashIO
ACME Group
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Ledger
Bank
Cash
Inflows
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Planning
Reports
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Advisor
Workflow

Forecast

Rolling forecast under current assumptions.

Complete
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Base Case
Edit Scenarios
REVENUE (END OF PERIOD)
$
$1.8M
NET INCOME (END OF PERIOD)
$285K
CASH BALANCE (END OF PERIOD)
$
$3.2M

Cash Trajectory

$3.5M$2.8M$2.0M
Jan 2026Jul 2026Dec 2026

The Advisory Loop

Advisory isn't a PDF — it's a loop. CashIO scales it.

1

Integrations

Pull real-world data

Connected Data Sources

Live

Chase Business Checking

Bank Account

Last sync

2 min ago

American Express Corporate

Credit Card

Last sync

5 min ago

Wells Fargo Savings

Bank Account

Last sync

8 min ago

QuickBooks Online

Accounting

Last sync

1 min ago

2

File quality

Detect issues early

Data Quality Dashboard

78Quality Score

Stale Reconciliation

high

Chase Checking

Reconcile last 15 days

Missing Accrual

medium

Professional Fees

Record December invoice

Duplicate Transaction

high

$1,245.00

Review and merge

3

Cash

Working-capital timing

13-Week Cash Forecast

W-3

W-2

W-1

W1

W2

W3

W4

W5

W6

W7

W8

W9

W10

Historical
Forecast
4

Budgets

Auto-generated from GL

Variance Analysis

Marketing Spend

+$12K

Q1 campaign launch

JD

Annual conference sponsorship - expected

Revenue

-$8K

Customer churn detected

JD

Lost 2 enterprise clients, working on renewal strategy

5

Forecasts

3-way models

Scenario Modeling

Base Case

Revenue Growth Rate

Optimistic

25%

Base

15%

Pessimistic

5%

Gross Margin

Optimistic

70%

Base

65%

Pessimistic

60%

Monthly Burn Rate

Optimistic

$40K

Base

$45K

Pessimistic

$55K

6

Insights

Vertical advisory

AI Advisory Insights

Revenue Concentration Risk

Top 3 clients represent 68% of revenue. Consider diversification strategy.

Unit Economics Alert

CAC payback period increased to 18 months. LTV:CAC ratio now 2.1x.

Benchmark Performance

Gross margin of 65% exceeds SaaS industry median of 58%.

7

Prep

Narratives & KPIs

Client Presentation

Q1 2026 Financial Review

Revenue

$1.8M

+22% vs Q4

Net Income

$285K

15.8% margin

Slide 1 of 8
Revenue by Product
ProductAmount
Enterprise$1.2M
Professional$450K
Starter$150K
Operating Expenses
Sales
R&D
G&A
Cash Flow Summary
Operating+$320K
Investing-$45K
Financing-$20K
Net Change+$255K
Revenue Trend
8-Quarter Growth
8

Meeting

Client delivery

Meeting Agenda

AI Generated
1

Q1 Performance Review (15 min)

2

Cash Position & Runway Analysis (10 min)

3

Growth Strategy Discussion (20 min)

4

Q2 Planning & Forecasts (10 min)

5

Action Items & Next Steps (5 min)

9

Follow-up

Track execution

Meeting Transcript

AI Highlights
00:03:24Key Point

Client mentioned plans to expand into European market Q3 2026

00:12:15Key Point

Discussed hiring 3 new sales reps to support growth targets

00:18:42Key Point

Action: Review pricing strategy for enterprise tier by next meeting

CashIO is the only platform that runs the entire advisory cycle.

The Four Pillars of a Modern CAS Practice

Pillar 1: Clean Operations

Fix file quality before it breaks advisory.

CAS firms aren't drowning in reporting — they're drowning in operational failure: broken feeds, duplicates, missing docs, stale reconciliations.

AI finds quality issues and assigns tasks to users automatically.

CashIO monitors every file continuously and routes issues to the right owner.

  • Live reconciliation status
  • Stale feed detection
  • Exception inbox
  • Close tracking
  • Capacity visibility
  • Client complexity scoring

Operations Pulse

Live
Acme CorpComplete
TechStart IncNeeds Review
Global ServicesStale Feed
E-com PlusComplete
Payroll liability unreconciledReview needed
AP aging spike detectedAlert
Bank feed stalled - 5 daysCritical

Clean operations → predictable outcomes → advisory that scales.

Pillar 2: Cash Flow & FP&A

Forecasting grounded in reality — not spreadsheets.

Every CAS firm we met admitted the truth: Forecasting tools fail because they ignore cash timing, AR/AP behavior, and messy books.

AI predicts cash flows and generates budgets from your GL data.

CashIO is the first forecasting engine built for CAS reality.

Cash Runway Forecast

3-way projection with AR/AP timing

Current Cash$245K
90-day Runway16.2 months
  • Automatic budget generation
  • Timing-aware 3-way forecasts
  • Scenario modeling
  • KPI frameworks by business type

Scenario Comparison

Base Case
$1.2M
18% growth
Downside
$890K
8% decline

We automate everything that should be automated — and let Excel handle the human edge cases. CAS firms finally get forecasting they can trust.

Pillar 3: Vertical AI Advisory

Advisory capacity is collapsing — CashIO expands it.

75% of CPAs retire this decade. Senior talent is exhausted. CAS firms cannot hire their way out.

AI acts like a CFO copilot and goes deep on unit economics across industries.

CashIO's vertical AI agents provide CFO-level diagnostics tuned to each business model.

Tech & SaaS

CAC payback deteriorating

Services

Utilization leakage detected

E-commerce

Inventory cycle strain identified

Agents understand:

  • Tech → churn, CAC/LTV, runway, hiring impact
  • Services → utilization, margin leakage, scope creep
  • E-commerce → contribution margin, inventory timing, platform fees

This isn't generic AI summarization.

This is contextual, GL-grounded diagnosis.

What changed → Why → Recommendation

Revenue declined 12% this quarter. Analysis shows CAC increased 35% while conversion rates dropped 8%. Recommend pausing paid acquisition and focusing on organic channels until unit economics stabilize.

Junior teams sound senior. Senior teams focus on strategy.

Pillar 4: Client Delivery

Advisory is judged in the meeting — not the spreadsheet.

Dashboards don't move clients. Conversations do.

AI generates slides, meeting agendas, and pulls insights from call notes.

CashIO gives CAS firms the delivery layer that feels like CFO-level work: interactive dashboards, scenario visuals, and automated narratives.

Client Dashboard

Updated 2m ago
Cash Runway
14.2 mo
Revenue
$85K
Active Clients
247
Gross Margin
68%

Meeting Prep Summary

Key Insight

CAC increased 28% while conversion dropped 12%

Action Item

Review paid channel efficiency with client

Meetings stop being reactive.

Prep collapses to minutes.

Clients finally get clarity.

Why Existing Tools Fail CAS Firms

Reporting tools

Assume clean books. CAS firms know that's fantasy.

Forecasting tools

Ignore AR/AP timing, balance sheet drift, and partial-month chaos.

AI wrappers

Summarize data but don't understand business models.

Practice management

Track tasks but ignore file quality and advisory readiness.

CashIO integrates the operational, analytical, and advisory layers into one system.

Complexity, Multi-Entity, and Growth

CAS complexity is exploding — CashIO keeps firms in control.

  • Multi-entity groups
  • Consolidations
  • Fragmented payroll
  • Diverse clients and industries
  • Cross-border accounts

CashIO quantifies complexity, automates detection, and stabilizes the books so advisory stays intact even as client structures grow nonlinear.

Multi-Entity View

Parent Co
Consolidated
$2.1M
Subsidiary A
Active
$850K
Subsidiary B
Active
$620K

Roadmap Transparency

We build in the open — with CAS firms at the table.

Live Today

  • File quality intelligence
  • Close management
  • Cash flow engine
  • Budgets & 3-way forecasting
  • Scenario modeling
  • Vertical AI advisory
  • Prep narratives
  • Dashboards & delivery

Coming Next

  • Automated transaction coding
  • Client/vendor follow-ups
  • Multi-entity consolidations
  • Intercompany eliminations
  • AI board decks
Control layer
Automation layer
Advisory OS

CAS is changing. Your tools need to change with it.

The labor crunch is real.

Client complexity is rising.

Advisory demand is exploding.

Firms can't hire their way out.

CashIO gives modern CAS firms the operating system they've been missing — the workflow, intelligence, and automation needed to deliver CFO-level impact at scale.

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